The agreement,
in plain words.
These terms govern your use of Seltrix. Depositing means you accept them. They are written to be read rather than to be survived, and where a clause is against your interest it says so instead of being buried.
Last updated 13 August 2026 · Operated by Seltrix
Who may use Seltrix
You may use Seltrix only if all of the following are true.
- You are at least 18 years old and able to enter a binding contract.
- You are acting for yourself, with your own funds, and not on behalf of anyone else.
- Using a product of this kind is lawful where you live, and you are not resident in a country subject to comprehensive sanctions.
- You are not on any applicable sanctions list, and the funds you deposit are lawfully yours.
We do not currently verify these by document check. That places the responsibility on you, and it does not make a false statement here harmless: an account found to be in breach can be suspended and its balance withheld pending investigation.
Your account
Your Telegram account is the account. There is no separate login to lose, and no password we could reset.
Whoever controls your Telegram account controls your Seltrix balance. Securing it — a strong two-step verification code, a device nobody else uses — is yours to do, and we cannot restore an account lost with the Telegram account behind it.
One person, one account. Operating more than one account to multiply invites, limits or allocations is a breach of these terms.
- You link one TON wallet, from inside the app, and payouts settle to that address.
- A payout sent to the address on your account is final. Check it before you request one; we cannot recall a settled transfer.
- We will never ask you for a seed phrase, a private key, or a payment to release a withdrawal. Anyone who does is not us.
Deposits and conversion
Sent to the treasury address quoted in the app. USDT on any other network, or any other asset, is not credited and in most cases cannot be recovered.
Fixed by the platform ledger, applied in both directions, and not a market price. The rate that applies is the rate published at the time your deposit is credited.
A deposit is credited once it is seen and confirmed on TON. Network congestion can delay this. A deposit sent from an address other than your linked wallet may not be matched to your account.
The full deposited amount converts to SLX. Charges are applied at redemption, not on the way in.
Terms and rewards
Locking SLX opens a term. Each term is a separate tranche with its own principal and its own maturity date, so opening a second one never moves the first.
A term cannot be unlocked early, cancelled, or partially withdrawn. Locking is a decision you cannot reverse for fifteen days.
Simple interest on the locked amount, minted once per day. It does not compound while the term runs.
The same hour for every account. Claiming late never moves the next mint, and unclaimed days accumulate rather than expiring.
Twenty USDT at the published rate. It applies to the first position an account opens; every lock after it has a floor of 1 SLX, so rewards can be relocked as they are claimed.
The most one account may run at once. Unlock a matured term to open another.
Redemption and tax
After a term matures you may redeem the balance into USDT, settled to your linked wallet. A 5% tax is charged on the gross redemption and is never charged on the way in. It is allocated 3% to the holder dividend pool, 1% to liquidity operations, and 1% to an internal ledger burn.
Redemptions are reviewed before settlement. Review exists to catch errors and abuse, and it takes time. A redemption may be delayed while it is reviewed, and may be refused for the reasons in clause 08.
- Network fees on the settling transfer are borne by us, not deducted from your payout.
- Settlement is to the address linked at the time of the request.
- Larger redemptions are reviewed by a person and take longer than small ones.
- A redemption cannot exceed your available balance, and reserving one holds that balance until it settles or is refused.
Referral commission
Commission is paid on capital your invitees deposit, once per deposit, and not on the rewards they go on to mint.
Paid in SLX on what someone you invited deposits, credited when they lock it.
Paid to whoever introduced your referrer. The chain stops at two hops; there is no third level and no deeper structure.
A lifetime total per person you invite, however much they go on to deposit and however many positions they split it across.
Commission earned before you have opened a position of your own is held: it can be neither locked nor withdrawn until you do. Opening any position releases all of it at once. Nothing is forfeited by waiting.
Commission is forfeited, and may be reversed, where any of the following applies.
- You referred yourself, or accounts you also control.
- Invites were obtained by misrepresenting Seltrix, by promising returns we do not publish, or by spam.
- The deposit the commission was charged against is reversed or found to be fraudulent.
What you may not say about Seltrix. When you share an invite you are promoting a financial product. Do not describe rewards as guaranteed, risk-free, insured, or as an investment return. Do not present Seltrix as regulated, licensed or bank-backed. Do not promise anyone an outcome. Publish the rates we publish and nothing beyond them.
What SLX is, and is not
SLX is an internal accounting unit recording a position inside the Seltrix ledger. It is not currently an on-chain token.
- It cannot be transferred to another user or sent to a wallet.
- It does not trade on any exchange and has no market price.
- It confers no ownership, no share, no voting right and no claim on any company.
- Its only use is inside Seltrix, at the published conversion rate.
- The internal burn removes SLX from internal supply. It is a ledger action and destroys nothing on any blockchain.
Any token, contract or presale claiming to be SLX that we have not announced through the channels named in clause 09 is not ours.
Review, suspension and refusal
We may suspend an account, hold a balance, or refuse a redemption. The grounds are listed rather than left open.
- We reasonably suspect fraud, money laundering, sanctions breach, or funds that are not lawfully yours.
- The account is one of several operated by the same person.
- The account exploits a defect, an incorrect rate, or an error in the ledger. Balances arising from a defect may be corrected.
- Automation, scripted access or interference with the service.
- We are legally required to.
Where we hold or refuse, we will tell you and give a reason unless the law prevents us. A balance held for investigation is released if the investigation clears it. You may close your account at any time once no position is open and no redemption is pending.
Changes to rates and to these terms
The conversion rate, the reward rate, the term length, the tax, the commission rates and the limits are platform policy and can change.
A change never alters a term already running. A term that has opened keeps the rate, the length and the tax that applied when it opened, through to maturity. Changes take effect for terms opened after they are published.
Changes to these terms and to any rate are published on this site and announced at @seltrixapp before they take effect, and also appear as an in-app notice. Continuing to use Seltrix after that point means the change applies to you. If you do not accept a change, redeem at maturity and stop.
Liability
Seltrix is provided as it is. We do not warrant uninterrupted availability, and we do not guarantee that a reward will be paid, that a redemption will settle within any particular time, or that the service will continue to be offered.
To the fullest extent the law allows, we are not liable for losses arising from a blockchain or network failure, a wallet or exchange you use, an address you supplied incorrectly, a Telegram account you lost control of, or a decision you made on the basis of a rate that later changed. Our total liability to you is limited to the USDT you deposited and have not been paid back.
Nothing here excludes liability that cannot lawfully be excluded, including for fraud. If you are a consumer, your statutory rights are unaffected.
Governing law and contact
These terms are governed by the laws of the jurisdiction in which the operator is established, and the courts of the jurisdiction in which the operator is established have exclusive jurisdiction over any dispute, save that a consumer may bring proceedings where they are resident.
If a clause is held unenforceable the rest stands. These terms, the privacy policy, the risk disclosure and the whitepaper are the whole agreement between us.
Questions go to support@seltrix.xyz for anything about your account, or hello@seltrix.xyz for everything else.